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AI Transparency

How Our AI Matches Transactions

Reconcilify uses a combination of rule-based matching and machine learning to automatically reconcile transactions across your systems. Here's how it works.

The Matching Engine

Our matching engine combines multiple approaches to achieve high accuracy:

Rule-Based Matching

Deterministic rules that match on exact amounts, dates, and identifiers. These rules handle straightforward 1:1 matches with 100% confidence.

Fuzzy Matching

Handles variations in names, dates within tolerance windows, and split transactions where amounts don't match exactly.

ML-Powered Scoring

XGBoost model trained on medical spa transaction patterns evaluates 28+ features to calculate match confidence scores.

Semantic Embeddings

BERT-based text embeddings compare transaction descriptions to identify matches even when wording differs between systems.

Confidence Scoring

Every suggested match includes a confidence score from 0-100%. Here's what the scores mean:

75%+

High Confidence

Multiple signals align. Recommended for auto-approval in your settings.

40-74%

Medium Confidence

Some signals match but require human review. Flagged for your attention.

<40%

Low Confidence

Signals conflict or are missing. Manual matching required.

Matching Signals

Our model evaluates these key signals when matching transactions:

Amount
Exact or within tolerance
40%
Date
Within 1-3 day window
30%
Customer Name
Fuzzy name matching
15%
Service Type
Treatment category
10%
External ID
Transaction reference
5%

Transparency & Human Control

Rule Traces

Every match shows exactly which rules fired and their individual scores. You can see why a match was suggested.

Exception Handling

Transactions below your confidence threshold are always flagged for human review. You maintain final approval on all matches.

Continuous Learning

When you approve or reject matches, the system learns your preferences to improve future suggestions.

Important Note

AI-powered matching is a tool to assist your reconciliation workflow, not replace it. Our system is designed to handle the routine matches automatically while flagging anything unusual for your review. You always have final control over what gets approved.

Ready to see AI-powered reconciliation in action?

Try our interactive demo to see how the matching engine works with realistic sample data.

How AI Works | Reconcilify